Project your retirement savings from your current balance, monthly contributions, and expected return. Enter the details below.
Usage Tip
Increasing your monthly contribution even slightly, early on, often matters more than chasing a higher return. Capture any employer match first — it is free money.
r = monthly return, n = months until retirement
Small changes in the return rate or start date have a large effect over decades.
Inflation reduces the future balance buying power; aim higher than a target set in today dollars.
Employer matches and tax-advantaged accounts (401k, IRA) can boost results beyond this simple projection.
A retirement projection adds up your current savings, regular contributions, and the growth they earn between now and the age you plan to retire. The two things that change the result most are how long you have to save and the return you assume, so a few extra years of contributions or a higher savings rate can make a large difference.
The projection is an estimate. Returns vary, contributions may change, and the result is not adjusted for inflation, so the amount will buy less in the future than the same figure does today. Employer matches, taxes, and withdrawals in retirement are not included. Use the result as a starting point for planning and consider speaking with a qualified financial adviser about your own situation.