Project your retirement savings from your current balance, monthly contributions, and expected return. Enter the details below.
Projected at Retirement
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Estimated balance.Usage Tip
Increasing your monthly contribution even slightly, early on, often matters more than chasing a higher return. Capture any employer match first — it is free money.
THE MATH
Balance = current × (1+r)^n + monthly × (((1+r)^n − 1) ÷ r)
r = monthly return, n = months until retirement
r = monthly return, n = months until retirement
Retirement projections compound your current savings plus ongoing contributions until you stop working.
Small changes in the return rate or start date have a large effect over decades.
Small changes in the return rate or start date have a large effect over decades.
Returns are not guaranteed; markets rise and fall, so treat this as a smooth long-run estimate.
Inflation reduces the future balance buying power; aim higher than a target set in today dollars.
Employer matches and tax-advantaged accounts (401k, IRA) can boost results beyond this simple projection.
Inflation reduces the future balance buying power; aim higher than a target set in today dollars.
Employer matches and tax-advantaged accounts (401k, IRA) can boost results beyond this simple projection.